If you are facing allegations of fraudulent credit card use or identity theft, it is crucial to take prompt legal action. These are grave offenses that carry severe consequences, such as substantial fines, probation, and even lengthy imprisonment.
At Glasgow & Olsson, we provide legal representation for individuals charged with white-collar crimes, including credit card fraud and identity theft, in the Chicagoland area. For more information about your defense options, we recommend reaching out to an Illinois credit card fraud defense lawyer. The sooner you contact us, the better your chances are to protect your rights.
What is Credit Card Fraud?
In today’s digital age, credit card fraud typically involves obtaining credit card numbers electronically and using them for purchases, rather than physically stealing a credit card. Credit card fraud can take various forms, but most commonly involves electronically obtaining credit card numbers and using them to make unauthorized purchases. This can occur through methods such as hacking into databases, skimming credit card information from physical cards, or phishing scams where individuals are tricked into providing their credit card details online. Once the credit card information is obtained, the fraudsters may use it to make purchases, withdraw cash, or even sell the information on the dark web.
What are the Consequences of Credit Card Fraud?
The consequences of credit card fraud can be severe. In Illinois, credit card fraud is a felony offense that can result in imprisonment, substantial fines, and restitution to the victim. Additionally, a conviction for credit card fraud can have long-term consequences, such as a permanent criminal record that can affect employment opportunities, housing options, and financial stability.
How Can I Defend Against a Credit Card Fraud Charge in Illinois?
One of the key defenses against credit card fraud charges is establishing a lack of intent. In order to be convicted of credit card fraud, it must be proven that you knowingly and willfully used someone else’s credit card information without authorization. Our experienced attorneys can thoroughly investigate the circumstances surrounding the charges and gather evidence to challenge the prosecution’s claims of intent. For example, if you were unaware that the credit card information you used was stolen or if you had permission from the cardholder to use their card, it may be possible to argue a lack of intent.
Additionally, we can explore potential procedural errors or violations of your constitutional rights during the investigation or arrest process. For example, if evidence was obtained through an illegal search and seizure, it may be possible to have that evidence suppressed and excluded from court proceedings.
Glasgow & Olsson Can Defend You From Credit Card Fraud Charges
If you are being investigated or have been charged with credit card fraud or identity theft, it is important to contact Glasgow & Olsson as soon as possible. When you need an attorney, experience matters. Our experienced credit card fraud defense attorneys can identify critical issues and develop a defense strategy that aligns with your personal and professional goals. It is advantageous to involve an attorney early in the investigation, but defense options may still be available at any stage of the case.